:root {
  --maroon: #8b1a1a;
  --maroon-lt: #a52020;
  --maroon-pale: #f5eaea;
  --maroon-border: #d4aaaa;
  --gold: #c8972a;
  --gold-lt: #e0aa3a;
  --gold-pale: #faf3e0;
  --gold-border: #e4cc88;
  --orange: #e05a0a;
  --orange-lt: #f06a1a;
  --orange-pale: #fef0e8;
  --orange-border: #f4bda0;
  --green: #1a6b3a;
  --green-pale: #e6f4ec;
  --black: #111111;
  --body: #333333;
  --mid: #555555;
  --muted: #777777;
  --white: #ffffff;
  --off-white: #f4f6f9;
  --border: #e0e4ec;
  --shadow-sm: 0 2px 8px rgba(139, 26, 26, 0.07);
  --shadow-md: 0 6px 24px rgba(139, 26, 26, 0.11);
  --shadow-lg: 0 16px 48px rgba(139, 26, 26, 0.14);
  --font: "Poppins", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}
html {
  scroll-behavior: smooth;
}
body {
  font-family: var(--font);
  font-size: 18px;
  font-weight: 400;
  background: var(--white);
  color: var(--body);
  line-height: 1.75;
  overflow-x: hidden;
}

/* scrollbar */
::-webkit-scrollbar {
  width: 5px;
}
::-webkit-scrollbar-track {
  background: var(--off-white);
}
::-webkit-scrollbar-thumb {
  background: var(--gold);
  border-radius: 3px;
}

/* ─── TYPOGRAPHY SCALE ─────────────────────────────
   Page title    : Poppins 600 36–52px maroon
   Section head  : Poppins 600 28–36px maroon
   Sub-head      : Poppins 600 22px maroon
   Body          : Poppins 400 18px #333
   Small / label : Poppins 500 14–16px
   Eyebrow       : Poppins 600 15px gold (large, prominent)
   Underline rule: 3px gold bar under section headings
   ─────────────────────────────────────────────── */

h1,
h2,
h3,
h4 {
  font-family: var(--font);
  color: var(--maroon);
  font-weight: 600;
  line-height: 1.25;
}
p {
  font-size: 18px;
  color: var(--body);
  line-height: 1.8;
}

/* Heading underline */
.heading-rule {
  display: block;
  width: 56px;
  height: 4px;
  background: var(--gold);
  border-radius: 2px;
  margin: 12px 0 24px;
}
.heading-rule.center {
  margin: 12px auto 24px;
}

/* eyebrow label — observation 4: much bigger, prominent */
.eyebrow {
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}
.eyebrow::before {
  content: "";
  display: block;
  width: 28px;
  height: 3px;
  background: var(--gold);
  border-radius: 1px;
}

/* ─── NAV ─────────────────────────────── */
nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 200;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 5vw;
  height: 64px;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(10px);
  border-bottom: 2px solid var(--gold);
  box-shadow: var(--shadow-sm);
}
.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
}
.nav-logo img {
  height: 36px;
  width: auto;
}
.nav-logo-text {
  font-size: 22px;
  font-weight: 700;
  color: var(--maroon);
  letter-spacing: -0.01em;
}
.nav-logo-text em {
  color: var(--gold);
  font-style: normal;
}
.nav-right {
  display: flex;
  align-items: center;
  gap: 20px;
}
.nav-links {
  display: flex;
  gap: 22px;
}
.nav-links a {
  font-size: 16px;
  color: var(--mid);
  text-decoration: none;
  font-weight: 500;
  transition: color 0.2s;
}
.nav-links a:hover {
  color: var(--maroon);
}
.nav-btn {
  font-size: 16px;
  font-weight: 600;
  padding: 10px 24px;
  background: var(--maroon);
  color: var(--white);
  border-radius: 4px;
  border: none;
  cursor: pointer;
  transition: all 0.2s;
  letter-spacing: 0.02em;
  white-space: nowrap;
}
.nav-btn:hover {
  background: var(--gold);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(200, 151, 42, 0.35);
}

/* ─── SECTION BASE ───────────────────────── */
section {
  padding: 80px 5vw;
}
.sec-inner {
  max-width: 1080px;
  margin: 0 auto;
}
.sec-title {
  font-size: clamp(28px, 3.5vw, 40px);
  font-weight: 600;
  color: var(--maroon);
  line-height: 1.2;
  margin-bottom: 6px;
}
.sec-lead {
  font-size: 18px;
  color: var(--mid);
  max-width: 680px;
  line-height: 1.8;
  margin-bottom: 40px;
  font-weight: 300;
}
.sec-lead.wide {
  max-width: 860px;
}

/* CTA BUTTONS */
.btn-gold {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--gold);
  color: var(--white);
  padding: 15px 32px;
  border-radius: 4px;
  font-size: 17px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.22s;
  letter-spacing: 0.02em;
  text-decoration: none;
}
.btn-gold:hover {
  background: var(--gold-lt);
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(200, 151, 42, 0.32);
}
.btn-navy {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--maroon);
  color: var(--white);
  padding: 15px 32px;
  border-radius: 4px;
  font-size: 17px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.22s;
  letter-spacing: 0.02em;
  text-decoration: none;
}
.btn-navy:hover {
  background: var(--maroon-lt);
  transform: translateY(-2px);
  box-shadow: 0 6px 22px rgba(139, 26, 26, 0.28);
}
.btn-outline {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--maroon);
  padding: 14px 30px;
  border-radius: 4px;
  font-size: 17px;
  font-weight: 600;
  border: 2px solid var(--maroon);
  cursor: pointer;
  transition: all 0.22s;
  text-decoration: none;
}
.btn-outline:hover {
  background: var(--maroon);
  color: var(--white);
}
.btn-orange {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--orange);
  color: var(--white);
  padding: 15px 32px;
  border-radius: 4px;
  font-size: 17px;
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all 0.22s;
  letter-spacing: 0.02em;
  text-decoration: none;
}
.btn-orange:hover {
  background: var(--orange-lt);
  transform: translateY(-2px);
}

/* ══════════════════════════════════════════
   HERO
══════════════════════════════════════════ */
.hero {
  background: var(--white);
  padding: 108px 5vw 72px;
  position: relative;
  border-top: none;
}
.hero-layout {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 48px;
  align-items: start;
  max-width: 1080px;
  margin: 0 auto;
  position: relative;
}
.hero-text {
  min-width: 0;
}
.hero-visual-wrap {
  position: relative;
  padding-top: 4px;
  align-self: start;
}
@media (max-width: 1040px) {
  .hero-layout {
    grid-template-columns: 1fr;
  }
  .hero-visual-wrap {
    display: none;
  }
}
.hero::after {
  content: "";
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(
    90deg,
    var(--maroon) 0%,
    var(--gold) 60%,
    var(--orange) 100%
  );
}
/* subtle bg tint */
.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(
      ellipse at 80% 20%,
      rgba(200, 151, 42, 0.05) 0%,
      transparent 50%
    ),
    radial-gradient(
      ellipse at 10% 90%,
      rgba(27, 58, 107, 0.04) 0%,
      transparent 45%
    );
}
.hero-inner {
  max-width: 1080px;
  margin: 0 auto;
  position: relative;
}
.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--maroon);
  margin-bottom: 22px;
}
.hero-tag::before {
  content: "";
  display: block;
  width: 28px;
  height: 3px;
  background: var(--maroon);
}
.hero h1 {
  font-size: clamp(34px, 5vw, 58px);
  font-weight: 700;
  color: var(--maroon);
  line-height: 1.12;
  letter-spacing: -0.01em;
  margin-bottom: 12px;
}
.hero h1 em {
  color: var(--gold);
  font-style: italic;
}
.hero-sub {
  font-size: 20px;
  color: var(--mid);
  font-weight: 300;
  max-width: 600px;
  margin-bottom: 40px;
  line-height: 1.75;
}

/* Question cards */
.q-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
.q-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--gold);
  border-radius: 4px;
  padding: 24px 20px;
  transition: all 0.22s;
  box-shadow: var(--shadow-sm);
}
.q-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
  border-top-color: var(--maroon);
}
.q-num {
  font-size: 32px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  margin-bottom: 10px;
}
.q-question {
  font-size: 17px;
  font-weight: 600;
  color: var(--maroon);
  line-height: 1.4;
  margin-bottom: 8px;
}
.q-answer {
  font-size: 16px;
  color: var(--mid);
  line-height: 1.65;
}
.hero-cta-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

/* ── TRUST BAR ─────────────────────────── */
.trust-bar {
  background: var(--maroon);
  padding: 18px 5vw;
}
.trust-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 16px;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 16px;
  color: rgba(255, 255, 255, 0.88);
  font-weight: 400;
}
.trust-dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
}
.trust-sep {
  color: rgba(255, 255, 255, 0.2);
  font-size: 20px;
}

/* ══════════════════════════════════════════
   RISK SECTION
══════════════════════════════════════════ */
.risk-section {
  background: var(--off-white);
}
.risk-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.risk-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--orange);
  border-radius: 4px;
  padding: 28px 24px;
  transition: all 0.22s;
  box-shadow: var(--shadow-sm);
}
.risk-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.risk-icon {
  font-size: 30px;
  margin-bottom: 14px;
  display: block;
}
.risk-title {
  font-size: 19px;
  font-weight: 600;
  color: var(--maroon);
  margin-bottom: 10px;
}
.risk-body {
  font-size: 17px;
  color: var(--body);
  line-height: 1.75;
  margin-bottom: 14px;
}
.risk-tag {
  display: inline-block;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.05em;
  padding: 4px 12px;
  border-radius: 3px;
  background: var(--orange-pale);
  color: var(--orange);
  border: 1px solid var(--orange-border);
}

/* ══════════════════════════════════════════
   VS SECTION
══════════════════════════════════════════ */
.vs-section {
  background: var(--maroon-pale);
}
.vs-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.vs-col {
  border-radius: 4px;
  padding: 36px 32px;
}
.vs-them {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--orange);
}
.vs-us {
  background: var(--maroon);
  border-top: 3px solid var(--gold);
}
.vs-label {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.vs-label.them {
  color: var(--orange);
}
.vs-label.them::before {
  content: "";
  display: block;
  width: 14px;
  height: 2px;
  background: var(--orange);
}
.vs-label.us {
  color: var(--gold);
}
.vs-label.us::before {
  content: "";
  display: block;
  width: 14px;
  height: 2px;
  background: var(--gold);
}
.vs-title {
  font-size: 22px;
  font-weight: 600;
  margin-bottom: 20px;
}
.vs-title.them {
  color: var(--maroon);
}
.vs-title.us {
  color: var(--white);
}
.vs-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 13px;
}
.vs-list li {
  font-size: 17px;
  line-height: 1.6;
  display: flex;
  gap: 10px;
  align-items: flex-start;
}
.vs-list.them li {
  color: var(--body);
}
.vs-list.us li {
  color: rgba(255, 255, 255, 0.82);
}
.li-x {
  color: var(--orange);
  font-size: 17px;
  min-width: 18px;
  margin-top: 2px;
  flex-shrink: 0;
  font-weight: 700;
}
.li-tick {
  color: var(--gold);
  font-size: 17px;
  min-width: 18px;
  margin-top: 2px;
  flex-shrink: 0;
  font-weight: 700;
}

/* ══════════════════════════════════════════
   STRUCTURES
══════════════════════════════════════════ */
.structures-section {
  background: var(--white);
}
.structure-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.str-card {
  border: 1px solid var(--border);
  border-top: 3px solid var(--maroon);
  border-radius: 4px;
  padding: 26px 22px;
  background: var(--white);
  transition: all 0.22s;
  box-shadow: var(--shadow-sm);
}
.str-card:hover {
  border-top-color: var(--gold);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}
.str-card.featured {
  border-top-color: var(--gold);
  background: var(--gold-pale);
}
.str-badge {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 3px;
  margin-bottom: 12px;
}
.str-badge.popular {
  background: var(--gold);
  color: var(--white);
}
.str-badge.default {
  background: var(--maroon);
  color: var(--white);
}
.str-name {
  font-size: 22px;
  font-weight: 600;
  color: var(--maroon);
  margin-bottom: 4px;
}
.str-best {
  font-size: 15px;
  color: var(--gold);
  font-weight: 600;
  margin-bottom: 12px;
}
.str-desc {
  font-size: 17px;
  color: var(--body);
  line-height: 1.7;
  margin-bottom: 16px;
}
.str-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}
.str-tag {
  font-size: 14px;
  padding: 4px 10px;
  border-radius: 3px;
  background: var(--maroon-pale);
  color: var(--maroon);
  border: 1px solid var(--maroon-border);
  font-weight: 500;
}
.str-cta-card {
  border-radius: 4px;
  padding: 26px 22px;
  background: var(--maroon);
  border-top: 3px solid var(--gold);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

/* ══════════════════════════════════════════
   WHY CMBC
══════════════════════════════════════════ */
.why-section {
  background: var(--off-white);
}
.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: start;
}
.why-points {
  display: flex;
  flex-direction: column;
  gap: 24px;
  margin-top: 12px;
}
.why-point {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: var(--white);
  border: 1px solid var(--border);
  border-left: 3px solid var(--gold);
  border-radius: 4px;
}
.why-num {
  font-size: 32px;
  font-weight: 700;
  color: var(--gold);
  line-height: 1;
  min-width: 40px;
  flex-shrink: 0;
}
.why-pt-title {
  font-size: 18px;
  font-weight: 600;
  color: var(--maroon);
  margin-bottom: 6px;
}
.why-pt-body {
  font-size: 17px;
  color: var(--body);
  line-height: 1.7;
}

/* strength panel */
.strength-panel {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 4px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.strength-head {
  background: var(--maroon);
  padding: 18px 22px;
  font-size: 16px;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.85);
}
.strength-body {
  padding: 22px;
}
.strength-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 22px;
}
.strength-list li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 17px;
  color: var(--body);
  padding-bottom: 14px;
  border-bottom: 1px solid var(--border);
}
.strength-list li:last-child {
  border-bottom: none;
  padding-bottom: 0;
}
.strength-list li::before {
  content: "✦";
  color: var(--gold);
  font-size: 14px;
  min-width: 18px;
  margin-top: 3px;
}
.strength-title {
  font-weight: 600;
  color: var(--maroon);
}

/* nri panel */
.nri-panel {
  margin-top: 18px;
  background: var(--orange-pale);
  border: 1px solid var(--orange-border);
  border-left: 3px solid var(--orange);
  border-radius: 4px;
  padding: 22px 24px;
}
.nri-panel-tag {
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--orange);
  margin-bottom: 10px;
}
.nri-panel p {
  font-size: 17px;
  color: var(--body);
  line-height: 1.7;
  margin-bottom: 16px;
}

/* ══════════════════════════════════════════
   PROOF BAR
══════════════════════════════════════════ */
.proof-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--border);
  border-radius: 4px;
  overflow: hidden;
  background: var(--border);
  gap: 1px;
  margin-bottom: 56px;
  box-shadow: var(--shadow-sm);
}
.proof-stat {
  background: var(--white);
  padding: 28px 18px;
  text-align: center;
}
.proof-val {
  font-size: 42px;
  font-weight: 700;
  color: var(--maroon);
  line-height: 1;
}
.proof-label {
  font-size: 16px;
  color: var(--muted);
  margin-top: 8px;
  line-height: 1.4;
}

/* ══════════════════════════════════════════
   AUTHORITY / CLIENTS (replaces testimonials)
══════════════════════════════════════════ */
.authority-section {
  background: var(--white);
}
.authority-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.authority-card {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--maroon);
  border-radius: 4px;
  padding: 26px 22px;
  transition: all 0.22s;
}
.authority-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.auth-icon {
  font-size: 32px;
  margin-bottom: 14px;
  display: block;
}
.auth-title {
  font-size: 19px;
  font-weight: 600;
  color: var(--maroon);
  margin-bottom: 10px;
}
.auth-body {
  font-size: 17px;
  color: var(--body);
  line-height: 1.75;
}

/* ══════════════════════════════════════════
   LEAD MAGNET
══════════════════════════════════════════ */
.magnet-section {
  background: var(--maroon);
}
.magnet-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.magnet-left h2 {
  color: var(--white);
}
.magnet-left .heading-rule {
  background: var(--gold);
}
.magnet-left p {
  color: rgba(255, 255, 255, 0.7);
  margin-bottom: 0;
}
.magnet-check {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 22px;
}
.magnet-check-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 17px;
  color: rgba(255, 255, 255, 0.8);
}
.magnet-check-item::before {
  content: "✓";
  color: var(--gold);
  font-weight: 700;
  min-width: 18px;
}

.pdf-card {
  background: var(--white);
  border-radius: 4px;
  padding: 36px;
  box-shadow: var(--shadow-lg);
  position: relative;
  overflow: hidden;
}
.pdf-card::after {
  content: "PDF";
  position: absolute;
  bottom: -16px;
  right: -6px;
  font-size: 120px;
  font-weight: 700;
  color: rgba(200, 151, 42, 0.06);
  line-height: 1;
  pointer-events: none;
}
.pdf-tag {
  display: inline-block;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 3px;
  background: var(--orange-pale);
  color: var(--orange);
  border: 1px solid var(--orange-border);
  margin-bottom: 16px;
}
.pdf-title {
  font-size: 22px;
  font-weight: 600;
  color: var(--maroon);
  line-height: 1.35;
  margin-bottom: 20px;
}
.pdf-contents {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 24px;
}
.pdf-item {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 17px;
  color: var(--body);
  line-height: 1.6;
}
.pdf-item::before {
  content: "→";
  color: var(--gold);
  font-size: 17px;
  min-width: 16px;
  margin-top: 1px;
  font-weight: 700;
}
.pdf-form {
  display: flex;
  border: 1px solid var(--border);
  border-radius: 4px;
  overflow: hidden;
}
.pdf-input {
  flex: 1;
  padding: 14px 16px;
  border: none;
  outline: none;
  font-family: var(--font);
  font-size: 17px;
  color: var(--black);
  background: var(--white);
}
.pdf-input::placeholder {
  color: var(--muted);
}
.pdf-submit {
  padding: 14px 22px;
  background: var(--gold);
  color: var(--white);
  border: none;
  font-family: var(--font);
  font-size: 16px;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s;
  white-space: nowrap;
}
.pdf-submit:hover {
  background: var(--gold-lt);
}
.pdf-note {
  font-size: 14px;
  color: var(--muted);
  margin-top: 10px;
}

/* ══════════════════════════════════════════
   CONTACT / CTA
══════════════════════════════════════════ */
.cta-section {
  background: var(--off-white);
}
.cta-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}
.cta-col {
  border-radius: 4px;
  padding: 40px;
}
.cta-calendly {
  background: var(--maroon);
  border-top: 3px solid var(--gold);
}
.cta-form-col {
  background: var(--white);
  border: 1px solid var(--border);
  border-top: 3px solid var(--maroon);
  box-shadow: var(--shadow-sm);
}
.cta-tag {
  display: inline-block;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 3px;
  margin-bottom: 14px;
}
.tag-gold {
  background: rgba(200, 151, 42, 0.18);
  color: var(--gold);
}
.tag-orange {
  background: var(--orange-pale);
  color: var(--orange);
  border: 1px solid var(--orange-border);
}
.cta-col-title {
  font-size: 26px;
  font-weight: 600;
  line-height: 1.25;
  margin-bottom: 10px;
}
.cta-col-title.on-navy {
  color: var(--white);
}
.cta-col-title.on-light {
  color: var(--maroon);
}
.cta-col-sub {
  font-size: 17px;
  margin-bottom: 26px;
  line-height: 1.7;
  font-weight: 300;
}
.on-navy-sub {
  color: rgba(255, 255, 255, 0.62);
}
.on-light-sub {
  color: var(--mid);
}
.cal-features {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 30px;
}
.cal-feat {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 17px;
  color: rgba(255, 255, 255, 0.78);
}
.cal-feat::before {
  content: "✓";
  color: var(--gold);
  font-weight: 700;
  min-width: 16px;
  margin-top: 2px;
}
.cal-btn {
  display: block;
  text-align: center;
  background: var(--gold);
  color: var(--white);
  padding: 16px;
  border-radius: 4px;
  font-size: 18px;
  font-weight: 600;
  text-decoration: none;
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.cal-btn:hover {
  background: var(--gold-lt);
  box-shadow: 0 4px 18px rgba(200, 151, 42, 0.32);
}
.cal-note {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.35);
  text-align: center;
  margin-top: 10px;
}

/* form */
.form-group {
  margin-bottom: 16px;
}
.form-label {
  display: block;
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--maroon);
  margin-bottom: 6px;
}
.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 3px;
  font-family: var(--font);
  font-size: 17px;
  color: var(--black);
  background: var(--off-white);
  outline: none;
  transition: border-color 0.2s;
}
.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color: var(--maroon);
  background: var(--white);
}
.form-textarea {
  resize: vertical;
  min-height: 80px;
}
.form-btn {
  width: 100%;
  padding: 15px;
  background: var(--maroon);
  color: var(--white);
  border: none;
  border-radius: 4px;
  font-family: var(--font);
  font-size: 17px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.form-btn:hover {
  background: var(--gold);
}

/* ─── FOOTER ──────────────────────────── */
footer {
  background: var(--black);
  padding: 36px 5vw;
}
.foot-inner {
  max-width: 1080px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
}
.foot-logo {
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
}
.foot-logo em {
  color: var(--gold);
  font-style: normal;
}
.foot-links {
  display: flex;
  gap: 22px;
  flex-wrap: wrap;
}
.foot-links a {
  font-size: 16px;
  color: rgba(255, 255, 255, 0.45);
  text-decoration: none;
  transition: color 0.2s;
}
.foot-links a:hover {
  color: var(--gold);
}
.foot-copy {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.25);
}

/* WA float */
.wa {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 300;
  width: 58px;
  height: 58px;
  border-radius: 50%;
  background: #25d366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 16px rgba(37, 211, 102, 0.4);
  text-decoration: none;
  transition: transform 0.2s;
}
.wa:hover {
  transform: scale(1.1);
}
.wa svg {
  width: 28px;
  height: 28px;
  fill: white;
}

/* ─── MODAL ──────────────────────────── */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 500;
  background: rgba(17, 17, 17, 0.68);
  backdrop-filter: blur(5px);
  align-items: center;
  justify-content: center;
  padding: 20px;
}
.modal-overlay.open {
  display: flex;
}
.modal {
  background: var(--white);
  border-radius: 6px;
  padding: 40px;
  max-width: 480px;
  width: 100%;
  position: relative;
  box-shadow: var(--shadow-lg);
  border-top: 3px solid var(--gold);
  animation: fadeUp 0.28s ease both;
}
@keyframes fadeUp {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
.modal-close {
  position: absolute;
  top: 14px;
  right: 14px;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--off-white);
  border: 1px solid var(--border);
  cursor: pointer;
  font-size: 18px;
  color: var(--mid);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s;
}
.modal-close:hover {
  background: var(--border);
}
.modal-tag {
  display: inline-block;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  padding: 4px 12px;
  border-radius: 3px;
  background: var(--gold-pale);
  color: var(--gold);
  border: 1px solid var(--gold-border);
  margin-bottom: 14px;
}
.modal h3 {
  font-size: 26px;
  font-weight: 600;
  color: var(--maroon);
  margin-bottom: 6px;
}
.modal p {
  font-size: 17px;
  color: var(--mid);
  margin-bottom: 22px;
  line-height: 1.65;
}
.modal-success {
  display: none;
  text-align: center;
  padding: 16px 0;
}
.modal-success .check {
  font-size: 52px;
  margin-bottom: 14px;
}
.modal-success h4 {
  font-size: 24px;
  color: var(--green);
  margin-bottom: 8px;
  font-weight: 600;
}
.modal-success p {
  font-size: 17px;
  color: var(--mid);
}

/* reveal */
.reveal {
  opacity: 0;
  transform: translateY(20px);
  transition:
    opacity 0.55s ease,
    transform 0.55s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* ─── CSS LOGO ──────────────────────────── */
.css-logo {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
  user-select: none;
}

.css-logo__badge {
  display: inline-flex;
  align-items: center;
  background: #8b1a1a;
  border-radius: 4px;
  padding: 5px 10px;
  gap: 0;
  line-height: 1;
}

.css-logo__letter {
  font-family: "Poppins", sans-serif;
  font-size: 18px;
  font-weight: 800;
  color: #ffffff;
  letter-spacing: 0;
}

.css-logo__bar {
  display: inline-block;
  width: 1.5px;
  height: 18px;
  background: rgba(255, 255, 255, 0.45);
  margin: 0 5px;
}

.css-logo__dash {
  font-family: "Poppins", sans-serif;
  font-size: 18px;
  font-weight: 700;
  color: rgba(255, 255, 255, 0.45);
  margin: 0 1px;
  line-height: 1;
}

.css-logo__word {
  font-family: "Poppins", sans-serif;
  font-size: 20px;
  font-weight: 700;
  color: #111111;
  letter-spacing: 0.04em;
}

/* Nav variant — slightly smaller to fit the 64px bar */
.css-logo--nav .css-logo__badge {
  padding: 4px 9px;
}
.css-logo--nav .css-logo__letter,
.css-logo--nav .css-logo__dash {
  font-size: 16px;
}
.css-logo--nav .css-logo__bar {
  height: 16px;
}
.css-logo--nav .css-logo__word {
  font-size: 18px;
}

/* Footer variant — word goes white on dark background */
.css-logo--footer .css-logo__word {
  color: #ffffff;
}

.cursorPointer {
  cursor: pointer;
}
/* ─── RESPONSIVE ─────────────────────────── */
@media (max-width: 1200px) {
  .q-grid,
  .proof-bar {
    grid-template-columns: 1fr 1fr;
  }
  .risk-grid,
  .authority-grid {
    grid-template-columns: 1fr 1fr;
  }
  .vs-grid,
  .why-grid,
  .magnet-inner,
  .cta-grid {
    grid-template-columns: 1fr;
  }
  .structure-grid {
    grid-template-columns: 1fr 1fr;
  }
  .nav-links {
    display: none;
  }
  section {
    padding: 60px 5vw;
  }
  .pdf-input {
    width: 80%;
  }
}
@media (max-width: 560px) {
  .q-grid,
  .structure-grid,
  .proof-bar,
  .risk-grid,
  .authority-grid {
    grid-template-columns: 1fr;
  }
  .hero-cta-row {
    flex-direction: column;
  }
  .pdf-form {
    flex-direction: column;
    border: none;
    gap: 8px;
  }
  .pdf-input {
    border: 1px solid var(--border);
    border-radius: 3px;
  }
  .pdf-submit {
    border-radius: 3px;
  }
}
